Published by Gbaf News
Posted on October 21, 2017
3 min readLast updated: January 21, 2026
Banco BNI Europa and Parcela Já, Portuguese Fintech, have entered into a partnership to launch an innovative solution for the Portuguese market, which aims to enable any retailer to offer its customers the instalment of any purchase without costs to the consumer.
This product is open to all consumers with a credit card. To benefit from this service, the final customer will only have to make the purchase with his usual credit card, deciding at the terminal, at the time of purchase, the instalment he intends to make, between 2 and 12.
According to Pedro Pinto Coelho, Banco BNI Europa’s CEO: “This service will allow the merchant to boost their sales significantly and the consumer to increase their purchasing power. The solution will be available to all merchants that join the service, and the customer only have a credit card. In this service Banco BNI Europa anticipates the value of the sale to the shopkeeper and Parcela Já will manage the instalments. “
“This service has advantages for both parties: merchants and customers – says Miguel Quintas, CEO of Parcela Já – Merchants receive the amount in full at the time of purchase and the final customer can make the instalment payment on the credit card that usually use and according to the number of instalments chosen by him. “
“This partnership is a follow-up to the innovative initiatives we are developing at the moment, all to strengthen our presence in the Portuguese market” – says Pedro Pinto Coelho- “Banco BNI Europa is a bank with an open architecture and aims establish partnerships of this type, both in Portugal and internationally, having received numerous awards that corroborate the strategy followed. “
Banco BNI Europa and Parcela Já, Portuguese Fintech, have entered into a partnership to launch an innovative solution for the Portuguese market, which aims to enable any retailer to offer its customers the instalment of any purchase without costs to the consumer.
This product is open to all consumers with a credit card. To benefit from this service, the final customer will only have to make the purchase with his usual credit card, deciding at the terminal, at the time of purchase, the instalment he intends to make, between 2 and 12.
According to Pedro Pinto Coelho, Banco BNI Europa’s CEO: “This service will allow the merchant to boost their sales significantly and the consumer to increase their purchasing power. The solution will be available to all merchants that join the service, and the customer only have a credit card. In this service Banco BNI Europa anticipates the value of the sale to the shopkeeper and Parcela Já will manage the instalments. “
“This service has advantages for both parties: merchants and customers – says Miguel Quintas, CEO of Parcela Já – Merchants receive the amount in full at the time of purchase and the final customer can make the instalment payment on the credit card that usually use and according to the number of instalments chosen by him. “
“This partnership is a follow-up to the innovative initiatives we are developing at the moment, all to strengthen our presence in the Portuguese market” – says Pedro Pinto Coelho- “Banco BNI Europa is a bank with an open architecture and aims establish partnerships of this type, both in Portugal and internationally, having received numerous awards that corroborate the strategy followed. “
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