Editorial & Advertiser disclosure

Global Banking & Finance Review® is an online platform offering news, analysis, and opinion on the latest trends, developments, and innovations in the banking and finance industry worldwide. The platform covers a diverse range of topics, including banking, insurance, investment, wealth management, fintech, and regulatory issues. The website publishes news, press releases, opinion and advertorials on various financial organizations, products and services which are commissioned from various Companies, Organizations, PR agencies, Bloggers etc. These commissioned articles are commercial in nature. This is not to be considered as financial advice and should be considered only for information purposes. It does not reflect the views or opinion of our website and is not to be considered an endorsement or a recommendation. We cannot guarantee the accuracy or applicability of any information provided with respect to your individual or personal circumstances. Please seek Professional advice from a qualified professional before making any financial decisions. We link to various third-party websites, affiliate sales networks, and to our advertising partners websites. When you view or click on certain links available on our articles, our partners may compensate us for displaying the content to you or make a purchase or fill a form. This will not incur any additional charges to you. To make things simpler for you to identity or distinguish advertised or sponsored articles or links, you may consider all articles or links hosted on our site as a commercial article placement. We will not be responsible for any loss you may suffer as a result of any omission or inaccuracy on the website.

Home > Top Stories > ALTERNATIVE FINANCE COMPANY LENDS £23 MILLION AGAINST PROPERTY

ALTERNATIVE FINANCE COMPANY LENDS £23 MILLION AGAINST PROPERTY

Published by Gbaf News

Posted on June 16, 2017

4 min read

Last updated: January 21, 2026

Playtech shares decline as Aristocrat Leisure's buyout faces uncertainty - Global Banking & Finance Review — This image illustrates the recent decline in Playtech shares following reports of a potential breakup if Aristocrat Leisure's buyout fails. The situation highlights key trading dynamics in the finance sector.

Loans of between £50,000 and £2 million provided
LTV of up to 80%, and process completed within a week

HNW Lending, an alternative lender that provides individual loans of between £50,000 and £2million to clients against valuable assets, has announced that in the year to March 2017 it lent £14 million against individual homes or portfolios of property bringing its total loans on property to £23 million. The loan to value (LTVs) is up to 80%, and the process generally takes no longer than a week to complete.

It expects to provide significantly more property loans in 2017 and beyond because its ability to raise funds has been enhanced by receiving HMRC and FCA approval to offer Innovative Finance ISAs (IFISA), with minimum investments of £5,000. The company will offer returns of between 7% per annum and 15% per annum.

Since its launch in April 2014, HNW Lending has lent £23 million against property. Overall, 95% of this has been against UK based properties, and 5% against overseas homes – primarily in France and Spain.

Although the lender provides loans against a variety of assets from jewellery, fine wine, classic cars and even yachts, 95% of its lending this year has been against property. Many of its clients have found it difficult to secure extra funding from their mortgage providers because of their age, or because mainstream lenders are less keen on larger loans. They may also have complex incomes or finances that do not fit the traditional criteria used by banks and building societies.

Ben Shaw, founder and director of HNW Lending said: “Lending against property is the biggest part of our business, and as traditional lenders tighten their loans criteria, we expect it to be the fastest growing.”

The HNW Lending process
The process normally takes no longer than a week to complete. HNW Lending Ltd assesses the value of a potential client’s valuable items and based on this it will then find lenders prepared to provide funds against the item or items. HNW Lending will then arrange with the client for their items to be moved into safe storage or if it is a property, for a first or second charge to be registered.

Loans of between £50,000 and £2 million provided
LTV of up to 80%, and process completed within a week

HNW Lending, an alternative lender that provides individual loans of between £50,000 and £2million to clients against valuable assets, has announced that in the year to March 2017 it lent £14 million against individual homes or portfolios of property bringing its total loans on property to £23 million. The loan to value (LTVs) is up to 80%, and the process generally takes no longer than a week to complete.

It expects to provide significantly more property loans in 2017 and beyond because its ability to raise funds has been enhanced by receiving HMRC and FCA approval to offer Innovative Finance ISAs (IFISA), with minimum investments of £5,000. The company will offer returns of between 7% per annum and 15% per annum.

Since its launch in April 2014, HNW Lending has lent £23 million against property. Overall, 95% of this has been against UK based properties, and 5% against overseas homes – primarily in France and Spain.

Although the lender provides loans against a variety of assets from jewellery, fine wine, classic cars and even yachts, 95% of its lending this year has been against property. Many of its clients have found it difficult to secure extra funding from their mortgage providers because of their age, or because mainstream lenders are less keen on larger loans. They may also have complex incomes or finances that do not fit the traditional criteria used by banks and building societies.

Ben Shaw, founder and director of HNW Lending said: “Lending against property is the biggest part of our business, and as traditional lenders tighten their loans criteria, we expect it to be the fastest growing.”

The HNW Lending process
The process normally takes no longer than a week to complete. HNW Lending Ltd assesses the value of a potential client’s valuable items and based on this it will then find lenders prepared to provide funds against the item or items. HNW Lending will then arrange with the client for their items to be moved into safe storage or if it is a property, for a first or second charge to be registered.