Banking
Does a VPN Make Online Banking More Secure?
Published by Jessica Weisman-Pitts
Posted on December 21, 2021
5 min readLast updated: January 28, 2026
Global Banking & Finance Review®
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Published by Jessica Weisman-Pitts
Posted on December 21, 2021
5 min readLast updated: January 28, 2026
A VPN enhances online banking security by encrypting data and protecting against cyber threats, especially on public Wi-Fi and while traveling.
In today’s global day and age where everything we do online is connected. Due to the advancements in information technology, we have also made it possible to oversee, control, and manage our finances from just a few inches of screen.
Yes, we are talking about online banking. We can now access, monitor, and manage our financials while sitting in our homes with a single click.
But while technology has brought the whole bank into the palm of our hands, there are certain security risks involved here.
Yes, you guessed it correctly. We are talking about various cybercriminals that are patiently waiting for you to make your mistake so that they can take advantage of that and steal your financials and other sensitive personal information.
But don’t you worry. Several security tools can easily protect you from cybercriminals’ clutches, and the best one among them all is a virtual private network.
However, not every VPN provider possesses the ability to do that. Therefore, only the best VPN providers listed by VPNRanks are capable of protecting your sensitive information during your online banking sessions.
Let’s look at how VPN provides more security when to use it and the alternatives for a VPN.
VPNs providing security
Generally, VPNs are regarded as one of the most reliable and strong protection against all types of online threats.
When you connect to a VPN server, a military-grade encryption tunnel is created between your device and the online destination. All of your internet traffic is transferred securely from this tunnel.
This tunnel is highly secure and encrypted, which means your internet traffic, actual location, and IP address are completely hidden from all types of prying eyes.
It is quite a useful tool actually when you are connecting to a public Wi-Fi network. These networks are usually hotspots for cybercriminals to penetrate your system network security and steal your precious data.
With a single click of a button, you can now obtain complete anonymity, security, and privacy against these threats anywhere in the world.
If we talk about online banking, if you are not using a VPN, then your banking transactions and personal information can easily be hacked and exploited by hackers. However, your banking transaction and other details are secured with a VPN.
When you should use a VPN for online banking
Following are some examples of when you should be using a VPN for online banking:
Public Wi-Fi Network:
Suppose you access your bank account on a public Wi-Fi network such as in a restaurant, hotel, airport, or anywhere else. In that case, it is highly recommended that you add an extra layer of protection by using a VPN.
A virtual private network will establish a completely secure and encrypted tunnel to ensure that your banking information and transactions are impossible to intercept and decode.
Traveling:
Some bank accounts require you to use an IP address from a certain city when accessing them. Usually, this city is the one you created your account from.
While traveling abroad, this can sometimes become a problem, so to resolve this problem, use a VPN provider to acquire your desired location IP address so that you can easily access your banking account every time you are abroad.
Mobile applications
Handheld devices have a huge and positive impact on our lives. But, while they do make our lives easier, unfortunately, they are also vulnerable to various cybersecurity threats.
While the banking applications offer network-level security and protection, having a virtual private network for extra all-around protection is always a great benefit.
VPN Alternatives
While we highly recommend using a virtual private network for making your online banking secure, there are a few alternatives that you can think about as well.
It is also equally important to use a strong password. The more complex a password, the better it is. Make sure to use special characters, lower-case, upper-case letters, symbols, and even numbers in your passwords.
You could also start using a password manager. The purpose of a password manager is to create complex and sophisticated passwords that are nearly impossible to crack.
Furthermore, even with a VPN and strong password, you are still vulnerable to various threats such as trojan and malware. The best way to get around to this is by using third-party antivirus software.
Also, make sure that you are regularly updating your device with the latest software updates. Never miss out on these updates, as they have necessary security patches that can protect you from various online threats.
Final Thoughts
So does a VPN make online banking more secure? Yes, it completely does. So make sure you select the right VPN provider for this job.
Protecting your banking transactions and other vital information is essential in obtaining completely online security, privacy, and anonymity.
This is a Sponsored Feature
The article discusses how using a VPN can enhance the security of online banking by protecting sensitive information from cyber threats.
Use a VPN when accessing bank accounts on public Wi-Fi or while traveling to ensure data security and privacy.
Alternatives include using strong passwords and ensuring network-level security provided by banking apps.
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